WORLD
ELDER ABUSE AWARENESS DAY
JUNE 15TH
Written by:
Mark and Carol Fairall – Elder Justice Advocates
June 01,
2016
World Elder Abuse
Awareness Day (WEAAD)
is June 15th and this is its tenth year in existence. The
United Nations established this awareness day to promote the better
understanding of the abuse and neglect of the elderly. It is estimated that 10%
of elderly Americans (six million) are victims of elder abuse, neglect, or
financial exploitation every year. Sadly, less than four percent of these
crimes are ever reported. The Administration for Community Living and the National
Center on Elder Abuse encourages the public to increase elder abuse prevention education
in order to fight ageism, elder isolationism, elder apathy across the nation.
Elder Abuse is the intentional or neglectful acts that leads to or may lead to harming a vulnerable adult. Elder abuse is the neglected stepchild of domestic violence and child abuse in the triangle of human violence. There are three types of elder abuse, which are: Neglect, Physical or Emotional Abuse, and Financial Exploitation. An elder abuse victim is three times more likely to die than non-abused seniors. One senior is abused every five seconds in America.
Senior
Fraud is the deception of the elderly with the intent to defraud, such as false
advertising. Senior Financial Exploitation is the illegal use of the vulnerable
adult’s resources for another person’s gain or profit. Senior financial losses are estimated by
TrueLink Financial in 2015 to be $36.48 billion every year. It is estimated
that seven percent of the elderly experience money losses due to scams with
average financial loss of $52,300. Most
of the victims are between 80 to 90 years old and women are twice as likely to
be victims of scams. The elderly financial losses result in: the skipping
medical care, going without meals, and depression. Over 90% of senior financial losses are
caused by family members stealing from them.
The
top financial scams against seniors are:
1. Health Care / Medicare / Health Insurance
Fraud,
2. Counterfeit prescription drugs,
3. Funeral & cemetery scams,
4. Fraudulent anti-aging products,
5. Telemarketing,
6. Internet fraud,
7. Investment Schemes,
8. Homeowner / Reverse Mortgage Scams,
9. Sweepstakes & Lottery Scams, and
10.
The Grandparent Scam.
Useful
Tips to Prevent being scammed:
1. Stay informed on what scams are going on.
2. Don’t live in isolation but share information
with friends and family.
3. Have all background checks on all in-home
caregivers.
4. Properly research senior living facilities for
complaints and inspection reports.
5. Keep an inventory and pictures of all jewelry
plus lock them up in a secured container.
6. Use good financial practices, such as:
securing your checkbook, keep limited cash at home, and use good financial
planners.
7. Use a shredder to shred your mail and
important documents.
8. Never allow mail to sit in an unsecured mail
box.
9. Obtain a Credit Report twice a year and check
for identity theft.
10.
Have caller ID on your phone and don’t answer it unless you know who is
calling.
11.
Be careful on the Internet and only buy on secured sites.
12.
Have a duplicate bank statement sent to a trusted family member.
13.
Choose a handyman wisely that is referred from a reputable source.
14.
Always be on guard at your front door and possibly have a dog for protection.
15.
Don’t be a silent-victim but report any elder abuse or fraud to the authorities.
In
2010, the Federal Government passed the $777 million Elder Justice Act. So far
only $13 million has been used to fight elder abuse. Elder Rights are not recognized as a
constitutionally protected class. Once this is passed elder abuse and fraud
could be prosecuted with increased vigor and with harsher penalties as “Hate
Crimes” against one class of Americans. More needs be done by the
Federal Government to better protect the Rights of the Elderly.
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